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Smarter Business Banking with Novo

Your tools are digital—your bank should be too. Novo brings speed, simplicity and founder-first features that fit the way modern businesses operate.

June 2 2025

Your bank account should move as fast as your business.

For too many founders, managing money still feels like managing mess. Endless fees, clunky interfaces, paper checks — all signs you’re stuck in a banking system designed for the 20th century.

At Crespo Partners, we build tools to simplify success. We believe the right financial platform should support your growth, not slow you down. That’s why we confidently endorse Novo, a fintech banking service purpose-built for modern entrepreneurs.

This isn’t a sponsored post. It’s a straight-up recommendation from founders who’ve tested the tools and trust the experience.

—Bryan Jaglal, Founder & Managing Partner

What is Novo?

Novo is a Fintech (financial technology) company offering free business checking accounts with tools tailored to freelancers, creators, and small teams. While Novo isn’t a bank (accounts are held through Middlesex Federal Savings, F.A., Member FDIC), it feels like the future of small business banking.

5 Features That Make Novo a Standout

1. Free Checking That Just Works

• No monthly fees, minimum balances, or hidden charges.
  
• Unlimited free ACH transfers and incoming wires.
  
• Up to $7/month in ATM fee reimbursements.
  

The fact that I don’t have to nickel-and-dime my own bank is… refreshing.

—Gabriel Crespo, Cofounder & Head of Digital Influence

2. Seamless Integrations

Link tools you already use: Stripe, PayPal, Shopify, QuickBooks, Etsy, Zapier, and Xero.

3. Reserves: Budgeting Without Spreadsheets

• Create "Reserves" for taxes, savings, or payroll.
  
• Auto-allocate a percentage of each deposit.
  

Reserves help us act like a bigger business before we are one..

—Brendan Crespo, Cofounder & Business Operations Expert

4. Real-Time Fraud Protection

• Lock and unlock cards instantly.
  
• Monitor spending and receive real-time alerts.
  
• Use virtual or physical debit cards.
  

5. A Mobile App You’ll Actually Use

• Clean design. Fast support. Everything works from your phone.
  
• Manage transfers, check reserves — all in-app.
  

Who Should Consider Novo?

Novo is an ideal fit for:

• Online service providers
  
• Coaches, consultants, digital creators
  
• Ecommerce businesses and remote-first teams
  

If your business runs on digital tools, why shouldn’t your bank?

Novo matches the pace of how entrepreneurs work today — agile, integrated and designed to scale.

—Christian Crespo, Cofounder & Chief Brand Strategist

Get Started with Novo — Fast, Free, and Founder-Friendly

Here’s what Crespo Partners users get with our referral:

• Sign up for free in under 10 minutes
  
• Pay zero banking fees
  
• Get $40 after your first deposit
  

Stack the Right Tools

Your AI tools, your CRM, your payment processor — they all help you grow smarter. Novo fits right in.
You don’t need a banking relationship. You need a banking platform. Novo is that platform.

Sign up. Simplify. Start scaling.

Note: Novo accounts are currently available to U.S.-based businesses only. Always review terms at novo.co for the latest eligibility criteria.

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About Crespo Partners

Crespo Partners helps small businesses grow through intuitive, AI-driven tools. Their platform, Crespo AI, makes automation simple—no tech skills required.

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The flagship AI platform from Crespo Partners, developed in partnership with Management & Business Care Software (MBC Software, LLC).

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